00536naa#a2200193#i#450# EN\\bibl\74507 /en/manage/index 20250622015824.7 2413-046X 20171225b2017####ek#y0engy0150####ca ENG RU Journal article Moscow Electronic science 2017 0 с. Journal article local Банковское дело. Банки. 336.71 ENG Bakaeva Malika Magomedovna fht.editorum.ru /en/manage/index