%0 Journal Article %T Financial aspects of current stage of insurance convergence and system of long-term care for elderly and disabled people in private households %A Stepanova, M.. %K personal insurance, long-term care insurance, household finances, long-term care system financing, insurance development, long-term care system, household costs, financial mechanism %J Vestnik of Astrakhan State Technical University. Series: Economics %D 2023 %N %P 6 %I Astrakhan State Technical University