TY JOUR TI New Pension Conditions and Procedure for Calculation of Insurance Pension from 2015 KW an insurance pension KW insurance KW the individual pension coefficient KW coefficient KW fixed insurance payment KW a pension formula KW pension formula standards KW insurance premiums JO Level of Life of the Population of Regions of Russia AU Pavlyuchenko , V.. PY 2014 IS 2 PB All-Russian center of living standards